Debt is burdensome and often acts like an avalanche and quicksand all at the same time. You get buried beneath it, and as it weighs upon you, you begin to sink deeper and deeper. The smallest amount of debt can be both overwhelming and an unwelcome trigger to increasing your debt load. However, these days you are a fortune generation with all of the technology at your fingertips. Even just a few short years ago there wasn’t a fraction of the online and mobile apps available to help with ones finances that we have now.
Consider some of the popular, and most importantly, free apps available on the Google or Apple store. There are plenty that can help you set and track a budget with just a few clicks. Then there are those apps that can combine and consolidate all of your finances into one easy to view snapshot. This is where you can link in your bank accounts, investment accounts, and even the mortgage on your house to get an overall net worth picture. There are even more sophisticated apps that will help you determine if you have an adequate diversification in your portfolio, if you are fully tax advantaged, and most importantly, if you are on your way to a healthy retirement
Another great way to take advantage of technology to help your pocketbook is to simply stay home on the weekends! It’s not as bad as it sounds! Set yourself up with an enjoyable home atmosphere. You can even invite friends over for a good time. Just don’t let yourself go out and blow money on things and experiences you really will not benefit from. Instead, purchase all of the great Blu-Rays or DVDs you could ever want for far less from HMV. And with Groupon’s great discounted deals, you are sure to save tons of money. These days, a good blu-ray movie on a high definition television is often better picture quality and the size of the screens are getting much closer with time!